Complete Real Estate Title & Escrow Services

Real estate title services 

When you purchase a home, you are given the deed to your property and receive full legal ownership of that property. Having title insurance safeguards ownership of your property, which may be your most significant investment.  

At Central States Land Title Agency Inc., we help prevent title disputes that could prevent you from enjoying your home. We will see to it that your investment is secure.  

Sometimes there are mistakes in a prior deed, will, or mortgage that may cause a problem for you. Title insurance guarantees that there have not been any title problems prior to the time a policy holder takes the title. This insurance can save you money, time, and stress.  

What happens if you don’t purchase title insurance?  

In this case, you accept the seller’s word that the property will not have any problems such as ownership disputes or unpaid taxes. 

Closing & escrow services 

We will accommodate your closing at any time and will work with you to ensure that your transaction is as seamless and stress-free as possible. Your satisfaction is our goal.  

Closing services include:  

• Commercial/residential closing services  
• Refinance services  
• Title commitment information review  
• Coordination of clearing of title problems 
• Ordering pay-off information for existing liens  
• Settlement statement preparation, showing disposition of all funds  
• Closing document preparation  
• Receipt and review of lender’s closing instructions and documents  
• Scheduling of closing, informing all parties of date, time, and place  
• Closing the new mortgage transaction for the lender (if applicable)  
• Closing with both buyers and sellers if the transaction is cash, assumption, or land installment contract transactions  
• Disbursement of all funds, including funds in escrow subsequent to closing  
• Assuring all applicable documents are recorded with county recorder’s office